Leasing A Car: Good Idea Or Not

2020-07-13

Transportation has become an everyday essential as cities and towns expand to accommodate modern ideals. One consideration a lot of people think about is whether or not to buy a car. There are a fair amount of alternatives to buying a car, that will save you stress and money, the best of which is to lease a car. Buying yourself a car is difficult in the current economy and may not b... continue reading  ›

Financing Cars Vs Leasing Cars

2020-07-13

In this economy, a vast number of people can't afford the luxury of buying a car. Even those that can afford to are looking to make a smaller commitment. Some businesses have seen that people need more options when it comes to getting a car, especially those that have been blacklisted or are under debt review. There are 2 alternatives to buying a car upfront, which are leasing a car and financin... continue reading  ›

Car Finance Under Debt Review

2020-07-13

Inflation is on the rise and the economy is shaky. These days falling into debt is all too easy and when it becomes overwhelming, your purchasing power becomes limited. It is a common belief that if you are under debt review, you won't be eligible for car finance but that is not 100% true. If you need a car, there are option and routes you can take to get it. Debt review is a tool... continue reading  ›

Credit Score For Leasing

2020-07-13

If you're looking to lease a car, there are a number of things you should know beforehand. One of these things is the required credit score you need. In case you aren't sure what a credit score is, it is a score from 300 to 850 that shows how good you are managing your bank accounts and repaying debt. The higher your score, the more trustworthy you will be regarded. When you dec... continue reading  ›

Blacklisted: Can I Lease A Car?

2020-07-13

So you've been blacklisted. There's no shame in that. It could happen to anyone and it shouldn't incapacitate you. There are businesses out there that are willing to help when it comes to car finance. They will give you a chance to apply and make a judgement based on that application, just like anyone else, but it is important to note that since you have been blacklisted, the circumstances u... continue reading  ›

The Best Time To Lease

2020-07-13

You've done all the research and figured out the finances, now you're ready to lease a car. You're probably thinking that the timing of your lease isn't that important but if you time it right, you could end up saving money on your monthly payments! To understand how this is possible, you need to understand how the amount for the payments in established. When you decide to l... continue reading  ›

The best and fastest way to lease a car today

2020-07-13

At times of great uncertainty - such as the current situation brought about by the COVID-19 crisis - committing to long-term financial agreements can be risky. Transunion's Consumer Financial Hardship reports have shown around 80% of South African households have had their incomes negatively impacted by the pandemic. With public transport in the country limited,... continue reading  ›

Business Sense Vol6.3 hot off the press

2020-07-01

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Nigel Ward - Comment on 2020 supplementary budget speech

2020-07-01

The Durban Chamber of Commerce and Industry welcomes the opportunity to comment on the 2020 Supplementary Budget Speech delivered by the Honourable, Mr Tito Titus Mboweni, Minister of Finance of the Republic of South Africa, on Wednesday, 24 June 2020. Economic Glance With the South African economy expected to contract by 7,2% in 2020 and the high unem... continue reading  ›

Launch of the Minara home business support desk

2020-07-01

During the Covid-19 pandemic and lockdown restrictions many home businesses have lost their only living daily income to survive as many are women owned and are the only breadwinners for their families. Home industries include products from and not limited to food, clothing, beauty care, hygiene are being promoted on a daily basis to earn an income. The Minara Chamber of Comme... continue reading  ›

Jade le Roux - New offices for PMCB

2020-07-01

It's an exciting new chapter for Pietermaritzburg and Midlands Chamber of Business (PMCB). They have moved from their current offices at the Royal Agricultural Society (RAS) showgrounds. MCB CEO, Melanie Veness, said the timing was convenient since most of the RAS buildings are now being used as a temporary quarantine field hospital during the Covid-19 pandemic. However, the pande... continue reading  ›

Business Awards to be rescheduled

2020-07-01

In response to the COVID-19 pandemic in South Africa, the Standard Bank KZN Top Business Awards 2020, one of the highlights of the KZN business events calendar, will with much regret, be rescheduled. The annual event was due to take place in July. These are unprecedented times for our country and there remains much uncertainty about the impact that the COVID-19 pandemic will have on... continue reading  ›

Felix Mahlangu - Risk and IT security management a case for cyber security

2020-07-01

Cyber security or information technology security is the protection of computer systems from the theft of or damage to their hardware, software, or electronic data, as well as from the disruption or misdirection of the services they provide. A typical case in point is the recent cyber-attack on the City of Johannesburg's network system, which was severely compromised through a cyber-attack that ... continue reading  ›

Top law firm in the province - Cox Yeats

2020-07-01

In the 2020 PMR.africa annual provincial survey assessing the top legal firms in province, a random, provincial sample of CEOs, MDs, business owners, company directors and managers and government officials based in the KwaZulu-Natal Province rated the legal firms. Respondents rated the legal firms against the following criteria on a scale of 1.00 - 5.00; where 1.00 = poor; and 5.00 = outstanding: continue reading  ›

SLG : Committed to community - Health partners in a functional community project during COVID-19

2020-07-01

While great uncertainty remains about the tough times ahead, the opportunity for business to band together and assist those at the forefront of the fight against the pandemic is equally significant. One such partnership came from Tongaat Hulett, Spring Lights Gas (SLG) and NCP Alcohols, in creating a functional project to be implemented in KwaZulu-Natal - "Committed to Community... continue reading  ›

The KwaZulu-Natal Top Business Portfolio 2020

2020-07-01

KZN Top Business is a unique content marketing company that creates and distributes relevant information about businesses through a range of channels: print, digital, social, video, mobile etc. We assist in driving the visibility of brands, including growing relationships and improving client retention through targeted content marketing campaigns. The ongoing success of the KZN... continue reading  ›

Merrill King - Navigating new frontiers

2020-07-01

You were appointed CEO on 1 March 2020. What resonates most in your first 90 days? The euphoria, scenario mapping and approval of annual budgets with projections for a successful year ahead were short lived. The announcement of a rigid Covid-19 Level 5 lockdown commencing 27 March 2020 was a stark reality that business challenges lay ahead for the foreseeable future.  ... continue reading  ›

Nikita Pillay : COVID-19 health and safety - Getting back to work HR responsibilities

2020-07-01

DRG has been helping many companies with their "Getting Back to Work HR Responsibilities" and would love to assist with these requirements within your business. We as employers are responsible for creating a safe working environment for our staff. In compliance with the current updated COVID-19 Health and Safety Requirements, these services are valuable and deemed as compulsory ... continue reading  ›

Elan Property - The rise of webinars

2020-07-01

The world is in an even more turbulent state than usual, and individuals, families, and businesses have been forced to adapt in order to survive and stay relevant in the changing face of society. Many countries have been forced to take drastic measures to prevent the spread of COVID-19, with countries such as South Africa entering lockdown. We may be nearing the full reopening of ou... continue reading  ›

Jacqueline Raw - Landing new business in a post-covid economy

2020-07-01

There are very few people that have been able to remain financially unaffected by the global economic shutdown brought on by the various governmental lockdown measures due to COVID-19. Faced with unprecedented job cuts, loss of income and a hesitance by consumers to spend - entrepreneurs and SMEs face what will probably be one of the toughest markets of our generation. continue reading  ›

Launch of the SMME capsule series - Free expert advice for small businesses

2020-07-01

With almost the whole country being put into hibernation by the government to slow down the spread of the coronavirus, life for small business owners has been upended. And if the loss of earnings for them has not been bad enough, the difficulty in finding the latest information about government's emergency rescue package, as well as relevant advice on urgent business interventions... continue reading  ›

Striking A Balance : Will The Courts Strike Ever Strike A Balance On The Right To Strike? - Alexander Rocher, Cox Yeats Labour Law Team

2020-07-01

Every worker has the Constitutionally entrenched right to strike in terms of section 23(2)(c) of the Bill of Rights. The notion of a requirement in law for unions to conduct a ballot of its members, before embarking on strike action, has always been contentious. On 19 March 2019, the Labour Court (per Gush J) handed employers at large a godsend judgment in the case of... continue reading  ›

Bruce Lennon - A Composite And Exceptional Resource

2020-07-01

Bruce Lennon is one of those unique and special people that we as the KwaZulu-Natal business community have come to regard as exceptional in his line of work. Bruce holds a BA, LLB and LLM (Master of Laws), and has held senior roles in Mediterranean Shipping Company and as a law lecturer at the University of KwaZulu-Natal. His real working passion came about when in 2000 he launched Stimela Consul... continue reading  ›

COVID-19 Economic And Business Impact Assessments 2020 - Interim Results For Ilembe District Municipality

2020-07-01

The KwaZulu-Natal Business Chambers Council (KBCC) is undertaking an assessment of the impact of the Covid-19 pandemic, and the resulting restrictions on economic activity, on businesses in KwaZulu-Natal (KZN). The assessment is being conducted in collaboration with the KZN Department of Economic Development, Tourism and Environmental Affairs (EDTEA) and the University of KwaZulu-Na... continue reading  ›

Nikita Pillay - Performance Management

2020-07-01

There is no doubt that managing an employee's performance can be one of the most challenging parts of any manager's role. Often by the time that the organisation's formal performance management process commences, difficult and unproductive behaviours are already entrenched and the relationship between manager and employee has deteriorated. Productivity is low and patience is in short supply.... continue reading  ›

In conversation with Dr Fareed Amod: Dentistry - An Essential Service

2020-07-01

Dr Fareed Amod of Crown Dental Studio selected dentistry as an occupation as he has been driven since childhood to help people in the medical field. In addition, Dr Amod loves mental stimulation and while he was exceptional at mathematics at school he was not artistic and wanted to prove to himself that there was no skill that a human could not learn if they applied themselves - practice makes p... continue reading  ›

Marlene Powell - Helping Business Owners Conquer COVID-19

2020-07-01

Marlene Powell is an ActionCOACH business coach who has been coaching business owners for more than a decade. Marlene's personal brand is defined by precision in all that she does so it is not surprising that the Westville based franchise has consistently been placed in the top 100 in the world. Currently, says Marlene, "Anybody who is in business is an ideal clie... continue reading  ›

Nozibele Sogoni - Be The Best That You Can Be

2020-07-01

Nozibele Sogoni whose first name means 'be kind' is the founder and managing director of Nozibele Solutions which was launched in 2013. She is a motivational speaker, SETA accredited mentor and coach as well as a trainer. Nozi launched her women owned level 1 BBEE company in 2013. Her goal is to offer solutions to entrepreneurs in the South African marketplace. Nozie says, "I ... continue reading  ›

James Van Den Berg - The Words We Choose

2020-07-01

Sometimes we have little control over circumstances; the direction our lives take. Life can at times seem uncertain, unfair even, and reliant on fortune rather than merit and skill. Modern technology has not removed the uncertainties of life. In 2020 a disease has spread across the world and changed it for almost everyone. How do we deal with the changes and circumstances outside ou... continue reading  ›

David White - Building Better Businesses For A Better Economy

2020-07-01

I am sure that everyone went through moments of concern and anxiety during the COVID-19 lockdown. I was just the same... My rush of emotion came in the first week of Level 5 lockdown, and feeling uneasy I went into my home office, and sat in wonder staring at my computer. I had been in the United Kingdom for the first week of March, doing a B-BBEE explanation tour with Bruce Lennon ... continue reading  ›

Vehicle Leasing Making An Impact

2020-07-01

The Woodford Group, a locally-based, proudly South African company that has been in the vehicle rental and leasing business for 30 years is making an impact in the market with its new service offering. WhyBuyCars is a real game changer in the South African vehicle market as more customers become savy in this market. Currently, there has been a worldwide shift in consu... continue reading  ›

Local KZN communities benefit with aid from Zero2Five and Bellevue Cafe

2020-05-18

Zero2Five and Bellevue Café Soup Kitchen in full swing Since the popular and buzzing Bellevue Café in Kloof has been repurposed in late April to cook much-needed meals,  which will be distributed to the needy for the duration of the lockdown by NPO Zero2Five Trust, the project has grown from strength to strength. On 6 days every week, at least ... continue reading  ›

Covid-19 lockdown anxiety can increase substance abuse warns Choose Life

2020-04-30

Anxiety and stress during the Covid-19 lockdown could see many people turn to addictive substances for relief. This jeopardises their own mental health, as well as, the well-being of their loved ones, warns Samukelisiwe Mthembu, clinical psychologist at the Choose Life Specialist Recovery Centre on Durban's Berea. She points out that this period could prove especially chal... continue reading  ›

Cafe Bellevue in Kloof to reopen as a soup kitchen

2020-04-27

Since the beginning of the national lock-down in South Africa no restaurant has been able to open for business, and were all forced to close and send their staff home. When the country enters stage 4 of the lock down, hopefully by the end of next week, restaurants will be allowed to reopen only for the delivery of food before the 8 p.m. curfew. These conditions of operation will no doubt n... continue reading  ›

Samantha Watt - Standard Bank KZN Top Business Women

2020-04-25

Samantha Watt is the owner of Say Watt which is a young, bold and passionate consultancy with a passion for influencing hearts and minds through the art of public relations. Samantha started her own agency after leaving her 9- 5 job to meet her desire to be the best mom and wife that she could be. She adds that she has succeeded through the grace of God and through the support of her husban... continue reading  ›

Nozibele Sogoni - Founder and Managing Director of Nozibele Solutions.

2020-04-24

BE THE BEST YOU THAT YOU CAN BE Nozibele Sogoni whose first name means 'be kind' is the founder and managing director of Nozibele Solutions which was launched in 2013. She is a motivational speaker, SETA accredited mentor and coach as well as a trainer. Nozi launched her women owned level 1 BBEE company in 2013. Her goal is to offer solutions to entrepreneurs in the South... continue reading  ›

Committed to Community: Health Partners in a Functional Community Project during COVID-19

2020-04-17

While great uncertainty remains about the tough times ahead, the opportunity for business to band together and assist those at the forefront of the fight against the pandemic and malnutrition is equally significant.   One such partnership comes from Tongaat Hulett, NCP Alcohols, Spring Lights Gas (SLG), Nampak Rigid Plastics and Southern Lodestar Foundation in cr... continue reading  ›

Business Sense Volume 6.2

2020-04-10

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Cox Yeats Opens Johannesburg Office

2020-04-10

Cox Yeats Attorneys has seen the need to expand its footprint nationally, to service existing KwaZulu-Natal and Johannesburg clients with businesses based in Gauteng. This need resulted in KZN's largest locally based legal practice, opening a Johannesburg office in Sandton on 1 March 2020. The law firm, with its main office located in Umhlanga, Durban, operates locally, nationally and in... continue reading  ›

The Future Is Safe At The Blythedale Coastal Estate

2020-04-10

The COVID-19 pandemic is on the up, and panic is rising. We're yet to see the peak of the outbreak in many countries around the world, but this virus is causing huge adverse effects for people's health, their security, and their livelihoods. Blythedale - a Healthy Escape from the Hustle and Bustle When first learning about this outbreak, the tea... continue reading  ›

FIRST STOP SHOP - Invest Durban

2020-04-10

Invest Durban was recommended by the Durban City Council and organised private business as the First Stop Shop to stimulate new investment in the Durban metropolis. We act as a partnership between the Metro City Council and the private business sector, offering a free investor advisory service, plus key promotion, facilitation, and aftercare services between all investment stakeholders. &nb... continue reading  ›

2020-04-10

Promotion: when would a failure to promote an employee be unfair? Patrick Deale, Labour lawyer & mediator The Labour Appeal Court (LAC) considered such a case in the Department of Rural Development. A manager referred to as "M" had been doing the job in an acting capacity for four years. The qualification requirement for the post was advertised in 2011 as 'B.Sc Agri... continue reading  ›

COVID-19 RELIEF FUNDS www.sacoronavirus.co.za

2020-04-10

 I n response to the Covid-19 pandemic, the South African Government declared a National State of Disaster on 15 March 2020. The findings of the pre-lockdown Covid-19 National Small Business Survey, which were released by the National Small Business Chamber (NSBC) shows deep economic challenges for small businesses. However, a variety of funds and relief measures are available to busi... continue reading  ›

How safe are we during and after the lockdown - Trisha Gokool Parshotam, Dragon Protection

2020-04-10

Protection Services As I pen this column dear South Africa, it comes to mind that by the time this article reaches you, we will be on day 14 of the lockdown and day 100 of the year 2020. Now what is important to remember, is that work days for most corporates, factories and members of industry began by mid January, 15 days into the year. Many people worked through Christmas like ret... continue reading  ›

Beverley Mackay - Facilitating Access To Property Finance

2020-04-10

Beverley Mackay is a property finance specialist whose entrepreneurial spirit led her to establish The Bond House in 2017. "One of the achievements that I have been the proudest of in my career is being courageous enough to go it alone. This confidence enabled me to leave a comfortable salaried position and establish my own company," explained Beverley. Through The Bond ... continue reading  ›

Max's Lifestyle Village - No beating a person with passion -

2020-04-10

Max Mqadi is the wellknown businessman behind Max's Lifestyle Village, and he is considered one of Umlazi's 'own'. Max's Lifestyle Village is known to locals as 'KwaMax'. The highly successful butchery, shisha nyama (braai area where customers can cook the meat they have purchased), VIP lounge, and function and conference centre have grown substantially from their origins as a... continue reading  ›

COMMENT ON FURTHER LOCKDOWN IMPACT ON SOUTH AFRICA - Solly Suleman, President Minara Chamber of Commerce

2020-04-10

There have been many comments on whether the lockdown will continue after the 16th April and other issues of concerns vis a vis businesses that will not open; the potential of phenomenal job losses, and the repercussions. We anticipate that this lockdown cannot continue in the interest of our country and its people based on the state of the economy as well as the catastrophic economic impact with ... continue reading  ›

Melanie Wester - Capitol Caterers Re-structures Executive For Future Growth And Opportunity

2020-04-10

With an innovative five-year strategic plan on hand, Group Chairman, Giles King announced on 1 March 2020 the appointments of Merrill King to the position of group CEO and Laura Morton to joint managing director. Laura will be responsible for the Capitol Select Division of the company. Following the announcement, Merrill expressed her sentiments. "I am inspired and humbled... continue reading  ›

MOODY'S DOWNGRADE WILL HURT SA'S POST COVID RECOVERY - Nigel Ward

2020-04-10

MOODY'S DOWNGRADE WILL HURT SA'S POST COVID RECOVERY Nigel Ward, President, Durban Chamber of Commerce and Industry NPC The Durban Chamber of Commerce and Industry has noted Moody's Investors Service decision to downgrade South Africa's sovereign rating to junk status. The Durban Chamber believes that the timing of this downgrade could not have come at a worse time as South ... continue reading  ›